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* Mortgage Rates at 5.0% - The advertised rate is for qualified borrowers for an owner-occupied, one-unit, single family house for a loan of $100,000, $170,000, $200,000, $350,000 or $500,000 with a interest only monthly payment of $417, $708, $833, $1458 or $2083. This is an interest only adjustable rate that is fixed for the first 60 months then is subject to increase no more than 1% every 6 months thereafter (until rate has caught up to fully indexed rate). To be eligible for this program borrower must meet applicable credit requirements, including a FICO score of at least 620. MortgageJoint.com is not acting as a lender or broker. The information provided by you to MortgageJoint.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not available for all credit types.